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Encompass Current Member competitions:
Whether you're paying over the counter, over the phone, online or overseas, every purchase you make with your Visa card will automatically enter you in the draw to win $1,000
Competition now closed.
The more you purchase the more chances you have of winning and remember to press "Credit" every time you shop using your Visa card.
*Full Terms and Conditions available here.
Your Visa card is a safe, secure and convenient way to make purchases. Visa is accepted at over 30 million locations in 150 countries (including ATMs). Only Visa provides additional purchase protection and security benefits such as Visa's Zero Liability2 policy which pretects cardholders from unauthorised transactions.
Encompass Credit Union provides Verified by Visa3 as an added layer of security that confirms your identity when you shop online giving you the same assurance you would experience when using your card in person.
For more details contact Encompass Credit Union on 13 13 61.
Authorised under NSW Permit No. LTPS/11/ 10612, ACT Permit No. TP11/4694
1.Visa Cards are available to customers who have an Australian residential address and are over the age of 18. Visa credit card applications/credit limit increase applications (as applicable) are subject to normal lending criteria. Visa ® is a registered trademark of Visa International PTY Ltd. To apply for a Visa Debit card please read the terms and conditions available from your financial institution. Fees and charges apply. The above information doesn’t take your circumstances into account. Read the terms before making a decision.
2.Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. The cardholder must notify their issuer promptly of any unauthorised Visa use. Please refer to your Visa card terms and conditions for any additional details concerning this policy.
3. Refer to your Visa terms and conditions for further details of this feature.
The Labor government’s federal budget for 2012/13 has been announced, but what does this mean to you?
After consecutive decisions to keep rates on hold, the RBA has made the decision to reduce the cash rate to 3.75%, marking the first rate cut for the year.
At Encompass we take security very seriously and to protect you from any theft or unauthorised transactions, we constantly monitor your card activity. To confirm any suspicious transaction we’ll need a way to contact you while you’re on the road to confirm if activity is authorised.
According to news.com.au consumers who use non-network ATMs paid $660million in mostly unnecessary fees last year.
The 2011 Annual General Meeting was held on Wednesday, 23 November 2011.